Not Broke, Just Mis-Timed: Fixing the Payday Gap in 20 Minutes

21 Oct 2026
Solutions SnapShot Theater - Expo Hall
Solution Snapshot

Your people aren't bad with money. Their bills just land on the wrong day.

Rent hits the 1st. The car payment the 7th. Payday is the 15th. No amount of budgeting content moves those dates — it's a physics problem, not a behavior problem.

In 20 minutes, we'll show you what happens when you change the timing instead. Split Pay splits the biggest bills your employees already pay — rent, mortgage, car — into two payments matched to their pay cycle. No credit check. On-time payments reported to Equifax and Experian.

The session will provide a live look at the product, real-world data on payment timing, and considerations for adding a payment-timing benefit to your financial wellbeing strategy.

Speakers
Nils Decker
Nils Decker, Head Of Business Development - Split Pay

Learning Objective 1

Identify how payment timing — not income level alone — can contribute to missed payments among hourly and variable-income workers.

Learning Objective 2

Assess how bill-splitting sits alongside EWA and existing financial benefits rather than competing with them.

Learning Objective 3

Identify key considerations for a payment-timing benefit, including credit reporting, enrollment friction, and employer lift.

Access Level

Open to All Pass Holders